Use It or Lose It: Maximizing Your Health Benefits Before Year-End
As we settle into the rhythm of the fall season, life tends to speed up. Between back-to-school schedules, work commitments, and preparing for the upcoming holiday rush, it is easy to let personal wellness slide to the back burner.
However, with the year quickly winding down, now is the ideal time to check in on a very practical asset: your extended health insurance benefits.
Most extended health care plans operate on a calendar-year basis, meaning your annual coverage limits for paramedical services reset on January 1st. If you haven’t fully utilized your allocations for the year, those hard-earned health dollars won’t roll over—they simply disappear.
Why You Should Review Your Coverage Today
Taking a few minutes to log into your insurance portal or review your policy booklet can unlock significant value for your health and recovery. Whether you are managing a nagging injury, looking to stay ahead of chronic discomfort, or simply wanting to invest in preventative care, maximizing your remaining coverage is a smart move.
At Treloar Physiotherapy, we want to help you make the most of your benefits across our core services:
- Physiotherapy: Perfect for addressing acute sports injuries, post-surgical recovery, back or neck pain, joint stiffness, or upgrading your functional strength with expert guidance.
- Registered Massage Therapy (RMT): Essential for releasing chronic muscle tension, managing stress, improving circulation, and keeping your body moving freely.
- Traditional Chinese Acupuncture (TCM): A powerful adjunct for pain modulation, stress reduction, and restoring overall systemic balance.
Beat the End-of-Year Rush
Waiting until December to book your remaining appointments is a recipe for frustration. As the calendar year draws to a close, appointment slots across our Cambie & 8th and Kerrisdale clinics fill up exceptionally fast. Prime morning and evening times disappear weeks in advance as patients rush to squeeze in their final visits before benefits expire.
By reviewing your insurance coverage and booking your appointments ahead of time, you secure your preferred timeslots and ensure a relaxed, consistent path toward your health goals.
Let Us Help You Stay “Back in the Game”
Navigating your benefits doesn’t have to be complicated. We offer convenient direct billing with a wide range of major insurance providers (including Pacific Blue Cross, Sun Life, Canada Life, Manulife, Green Shield, and more) so you can focus entirely on your care rather than paperwork.
Take a quick look at your remaining health insurance balance today, and book your appointment online or reach out to our team at our Cambie or Kerrisdale locations. Let’s make sure your health benefits work as hard for you as you do!

